The choices you make during Open Enrollment remain in effect for the entire year (October 1 – September 30). In order to make changes to your healthcare elections during the year, you must have a qualified family status change. Qualified family status changes allow you to add or drop dependents or change your level of coverage. These status changes include:

• Marriage, divorce, or legal separation
• Gain or loss of an eligible dependent for reasons such as birth, adoption, court order, disability, death, marriage, or reaching the dependent child age limit
• Changes in your spouse’s employment resulting in loss or gain of coverage
• Changes in your spouse’s benefit coverage with another employer that affects benefit eligibility

The change to your benefit election(s) must be consistent with your change in status.